Roth Income Limits 2024 Married Filing Joint. The maximum amount you can contribute to a roth ira in 2023 is $6,500, or $7,500 if you’re age 50, or older. If you're married filing jointly, subtract $218,000 (for 2023) or $230,000 (for 2024) from your magi.
You file single or head of. You’re married filing jointly or a qualifying widow(er) with an agi of $240,000 or more.